Housing loan of Stopanska Banka

PROMOTIONAL OFFER

For all applications received in the promotional period from 23.03.2023 to 30.06.2023:

• 100% release of administrative fee
• 100% release of appraisal fee
  
• 100% release of notary fee

Securing of a flat – with pre-issued list

For loans with life insurance

• 3.50% fixed for the first 5 years, for payroll/pensioner SB clients or 
• 4.00% fixed for the first 10 years, for payroll/pensioner SB clients.
• For all other clients 4.30% fixed for 3 years. 
  

For loans WITHOUT life insurance

• 3.70% fixed for the first 5 years, for payroll/pensioner SB clients or
• 4.20% fixed for the first 10 years, for payroll/pensioner SB clients.  
• For all other clients 4.50% fixed for 3 years. 
  

Variable interest rate for the remaining period 

• 6.50% for payroll/pensioner SB clients
• 7.22% all other clients

ADVANTAGES:

• Guaranteed interest rates for the first 5 or 10 years
  
• Repayment period up to 30 years
  
• NO fee for early loan settlement from own funds
  
• NO deposit, NO guarantors, NO administrative wage garnishment,
• NO bill of exchange
• Possibility to put a mortgage on the flat to be purchased
• The co-borrowers may be individuals who are not members of the immediate family  
• With each approved application – pre-approved credit card with a limit depending on the amount of the loan  
• EUR: denar loan with a foreign currency clause; MKD: denar loan

Interested customers who are looking for a new home, in the most attractive location in Skopje, can get more detailed information about the housing loan from “Stopanska banka” AD Skopje for the apartments under construction in the “Grand River” building on the Bank’s official website https://www.stb.com.mk, or contact the sales hall of the “Grand Skopje”” complex in the GTC on the 1st floor, at the telephone numbers: 070 355 351 and 070 233 055, as well as at the email: info@grandskopje.mk